U.S. Auction Brokers: Find your next great deal on seized, confiscated, and foreclosed merchandise!
0% Interest
In-House Financing
How It Works
Find a Qualifying Item & Win
Look for select auction items marked “0% FINANCING AVAILABLE” in the description. Bid as usual, and if you win, you’ll have the option to request U.S. Auction Brokers’s in-house installment plan and spread payments over time instead of paying the full amount at once.
Request Your Plan
After winning, email Customer Support at support@usauctionbrokers.com within 2 calendar days to request enrollment. Our team will confirm eligibility, outline the required terms, and send your next steps.
Pay 25% Upfront
Submit the initial 25% deposit within 2 days of auction close. This deposit secures the item, activates the installment arrangement, and confirms your commitment to complete the remaining scheduled payments.
Complete Your Payments
The remaining balance is divided into three equal installments over 90 days. As long as all payments are made in full and on time, no interest will be added to the installment plan.
Receive Your Item
Once the final payment has been received and cleared, the order is released for shipment. Title and possession remain with U.S. Auction Brokers until the full balance has been paid.
Important:
- Items remain held until fully paid.
- All installment payments must be made on time.
- Missed payments may result in order cancellation and loss of the initial deposit.
Payment Plan
| Payment | Amount | Due Date |
|---|---|---|
| Down Payment | 25% | Within 2 calendar days of auction close |
| 1st Installment | 25% | 30 days after the initial deposit |
| 2nd Installment | 25% | 60 days after the initial deposit |
| Final Payment | 25% | 90 days after the initial deposit |
Financing FAQs
How do I know if an item qualifies for financing?
Qualifying items are clearly marked in the auction listing with “0% FINANCING AVAILABLE.”
Is there a credit check involved?
No. This is an in-house installment payment plan offered directly by U.S. Auction Brokers. There are no credit checks, no applications, and no third-party lenders involved.
Is there really 0% interest?
Yes. This installment plan carries no interest, provided all payments are made in full and on time according to the agreed schedule. The total amount paid equals your winning bid, buyer’s premium, shipping, and applicable taxes—nothing more.
What happens if I miss a payment?
Failure to make a scheduled payment when due will constitute default. In the event of default, U.S. Auction Brokers reserves the right to cancel the installment agreement, retain all payments made to date, relist the item, and pursue any additional remedies available under our auction Terms & Conditions.
When do I receive my item?
Title and possession of the item will not transfer to the buyer until payment in full has been received and cleared. The item will be released for shipment once the full balance has been paid.
How do I request the installment plan?
Email our Customer Support team at support@usauctionbrokers.com within 2 calendar days of your winning bid to request the in-house financing option. You will receive a confirmation with your payment schedule and next steps.
What payment methods are accepted?
Payment methods follow the requirements of the specific lot. If a lot is designated as wire transfer only, all installment payments must be made by wire transfer unless otherwise approved in writing by U.S. Auction Brokers. Payment instructions will be included in your installment agreement email. If an item is not designated as wire transfer only, installment payments may be made by credit card or PayPal in addition to wire transfer.
Is the 25% deposit refundable?
No. The initial 25% deposit is non-refundable. In the event of cancellation, non-payment, or default, it will be retained by U.S. Auction Brokers as liquidated damages and a restocking fee.
U.S. Auction Brokers is a premier private auction company offering weekly deals on jewelry, art, coins, designer purses, rugs, and other collectibles. When retailers and other agencies experience close-outs and bankruptcies, or simply wish to liquidate surplus inventory, they call U.S. Auction Brokers. We post new lots to the website weekly, so visit usauctionbrokers.com often to find your next deal of the century.